Welcome to BharatRupe.com. By accessing our website or using our financial services, you agree to the following terms and conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by these terms in full. If you do not agree with any part of these terms, you must not use our website or services.

2. Eligibility

Our services are intended for individuals who are residents of India, are 18 years of age or older, and possess valid identity proof and income verification documents as required by our lending and financial partners. By using our services, you confirm that you meet these eligibility criteria.

3. Nature of Services

BharatRupe.com acts as a facilitator connecting users with various financial institutions, including Non-Banking Financial Companies (NBFCs), banks, and insurance providers. We do not directly provide loans, insurance policies, or investment advisory services. All financial products and services offered via BharatRupe.com are subject to approval by our partnered entities, and their respective terms and conditions will apply. We do not guarantee approval, specific interest rates, or policy issuance.

4. User Responsibilities

You agree to provide accurate, current, and complete information during the application process and throughout your use of our services. You are solely responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Submitting false, misleading, or inaccurate details may result in the denial of services, cancellation of applications, and potential legal action.

5. Fees and Charges

While BharatRupe.com strives for transparency, certain financial products may involve processing fees, interest rates, premium payments, or other charges as determined by our partnered lenders and service providers. All applicable fees and charges will be clearly disclosed to you by the respective partner during the application or onboarding process. BharatRupe.com does not charge any upfront fees for connecting you with partners.

6. Data Privacy and Use

Your personal and financial data collected through our platform will be used to process your requests, verify your identity, assess your eligibility for financial products, and communicate with you regarding our services. This may include sending notifications via SMS, email, call, or WhatsApp. For detailed information on how we collect, use, store, and protect your data, please refer to our Privacy Policy.

7. Intellectual Property

All content, trademarks, logos, branding, and visual elements displayed on this website are the exclusive property of BharatRupe.com or its licensors. You may not reproduce, distribute, modify, display, or create derivative works of any part of this website without our prior written consent.

8. Limitation of Liability

BharatRupe.com shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to financial loss, loss of data, or business interruption, arising from your use or inability to use our website or services, or from any actions or omissions of our partnered financial institutions. Your use of our services is at your sole risk.

9. Indemnification

You agree to indemnify, defend, and hold harmless BharatRupe.com, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your breach of these Terms & Conditions or your use of our services.

10. Governing Law and Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

11. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon posting on this page. It is your responsibility to review this page periodically for updates. Your continued use of the website and services after any modifications constitutes your acceptance of the revised terms.

12. Contact Us

If you have any questions or concerns regarding these Terms & Conditions, please do not hesitate to reach out to our support team:

Email: help@bharatrupe.com